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Budget Planner

First Time Buyer

With 100's of lenders and 1000's of mortgages - 'I don't know where to start?'  We can answer this and all your questions in jargon free language. 

Getting a mortgage to buy your first property is an exciting proposition. Whether you are moving out of the family home, or out of rented accommodation, it's likely to be your first opportunity to do things exactly as you want For the majority of first-time buyers there is one hurdle to get over before you can relax in your new home - finding the right mortgage and understanding the process so that you stay in control.

At Cathedral Mortgage Solutions we believe in straight forward, no jargon advice. We realise that everyone has a different financial need or indeed understanding of the mortgage process, and with this in mind we take the time to ensure you fully understand the various schemes available to make sure you get a mortgage that offers great all round value for money.

Simply complete our mortgage enquiry form and one of our fully qualified mortgage advisers will contact you to discuss your needs. They will then search the market so you don't have too. Remember we offer an Independent service identifying the most appropriate mortgage which offers you the best value for money.

Before you start looking in the estate agents' windows you need to get an idea of how much you can borrow and the associated buying cost.  Our guide to the home buying process, mortgages scheme, repayment method and Jargon buster covers every stage of the process to ensure you come out with the product that’s right for you. Understanding the options will help you make an informed choice when it comes to picking a product.

How Much Can I Borrow?
The amount we may be able to secure you will depend on the level of your regular income. If either you or your partner receives overtime, commission or bonuses this will also be taken into account.
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  • Independent Advice
  • Exclusive Deals
  • Some lenders may have products with No Higher Lending Fee
  • Hassle free Service
  • Unusual properties
  • Personal, Flexible Service
  • Case management
 

Your home may be repossessed if you do not keep up repayments on your mortgage.

For Mortgage Advice we can be paid by commission or fee of usually 1% of the loan, or a combination of both.

The FSA do not regulate some forms of mortgage.

MORTGAGE CALCULATOR
Loan Amount and Interest Rate
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Useful Info
No Deposit, No problem
Mortgage Protection
Remortgage
Home Buying Process
Cost of Moving
Become a consultant
Mortgage Schemes
Mortgage Features
Budget Planner
Find a Property
Up My Street?
Jargon Buster
Mortgage Enquiry Form
Mortgage Types
Variable Rate Mortgages
Discounted Rate
Tracker / Tracker Discount Rate Mortgages
Fixed Rate Mortgages
Capped Rate Mortgages
Repayment Methods
Interest Only Mortgages
Repayment Mortgages
Specialist Range
Buy-to-Let
Self Cert Mortgages

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Cathedral Mortgage Solutions Ltd is authorised and regulated by the Financial Services Authority. Cathedral Mortgage Solutions Ltd is entered on the FSA register (www.fsa.gov/register) under reference 457557.