Self Cert Mortgages
We understand that not everyone can prove their income in
the traditional way.
There are many reasons why people do not fit mainstream criteria. With more and more people self employed, commission paid or income from various sources, finding a mortgage can be a minefield. Just because you cannot provide the proof of income normally required by mortgage lenders does not mean you should be excluded from a home of your own.
We know that everyone has a different financial need or indeed
understanding of the mortgage process and with this in mind
we take the time to ensure you fully comprehend the various
options available so that you get a mortgage that offers great
all round value for money.
You do not have to be self-employed to get a self-certified
mortgage as most lenders comply to the Financial Services Authorities
responsible
lending requirements, often using your affordability as the
basis for their lending.
Simply complete our mortgage enquiry form and one of our fully
qualified mortgage advisers will contact you to discuss your
needs. They will
then search the market for the most appropriate mortgage
which offers you the best value for money. Remember we offer
an Independent
service. We will search the market for you - so you don’t have too.
Before you start looking in the estate agents' windows you
need to get an idea of how much you can borrow especially if
your borrowing is based on affordability and the associated buying
cost. Our guide to the home buying
process, mortgage
schemes, repayment
methods and Jargon
buster covers every stage of the process to ensure you
come out with the product that's right for you. Understanding
the options will help you make an informed choice when it comes
to picking a product.
- Independent Advice
- Purchase or Remortgage
- Up to 90% self-cert available
- Employed or self-employed
- No Accounts, Less Than
1 year self-employed
- Hassle free service
- Flexible, Personal Service
- Jargon Free
- Exclusive Deals
- Full case management
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