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adverse credit

Adverse Credit

Your credit rating need not be a problem - we understand financial difficulties can be caused by a number of reasons.

We understand a bad credit rating can be caused by a number of reasons. Many people who suffer life-changing events such as divorce, redundancy or long-term illness would have additional strain on their finances. A late payment on a credit card, a disputed bill, a CCJ, an IVA, difficulty meeting repayments on a loan or mortgage and identity fraud - all of these can give rise to credit profile problems.

At Cathedral Mortgage Solutions, we believe in sympathetic, straight forward, no jargon advice. We realise that everyone has a different financial need or indeed understanding of the mortgage process, and with this in mind we take the time to ensure you fully comprehend the various schemes available to you. This means you get a mortgage that offers great all round value for money.
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Our consultants are able to help arrange mortgages and remortgages for people with a poor credit history, many of whom had previously given up hope of being able to obtain a mortgage. With our knowledge we can find lenders who will assess each case on its own merits.

Simply complete our mortgage enquiry form and one of our fully qualified mortgage advisers will contact you to discuss your needs. They will then search the market for the most appropriate mortgage which offers you the best value for money. Remember we offer an Independent service - we will search the market for you - so you don’t have too.

  • Independent Advice
  • CCJs
  • Self Certified
  • Purchase or Remortgage
  • Defaults & Missed Payments
  • Mortgage Arrears
  • Debt Consolidation
  • Discharged Bankrupts
  • IVA
  • Fixed fee service
  • Hassle Free
  • Flexible Personal Service
  • Full case management

 


Which Mortgage Is Right For You?

Want To Know Your Options?

 

Think carefully before securing other debts on your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

For Mortgage Advice we can be paid by commission or fee of usually 1% of the loan, or a combination of both.

The FSA do not regulate some forms of mortgage.

MORTGAGE CALCULATOR
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Cathedral Mortgage Solutions Ltd is authorised and regulated by the Financial Services Authority. Cathedral Mortgage Solutions Ltd is entered on the FSA register (www.fsa.gov/register) under reference 457557.