Mortgage Protection

We have access to the UK's top providers, ensuring value for money without compromising your families' security.

Protecting your mortgage incase you can’t work or premature death of a borrower is something you can’t afford to ignore. You may have just remortgaged and be looking to see if you can reduce outgoings or just bought a house, its easy to focus on the happier side of home ownership. It can be all to tempting to ignore the duller aspects, like protection your mortgage and family.

Simply complete our enquiry form and one of our fully qualified mortgage advisers will contact you to discuss your needs. It is important that you and your advisor work closely to identify your priorities and shortfalls. Only once your advisor has this information can they create a unique solution from products sourced from the UK’s tops providers.

Remember we offer an Independent service and will only recommend the most appropriate protection to your needs that also offer you the best value for money without compromising your families’ security.

At Cathedral Mortgage Solutions we understand that everyone had individual needs and affordability. Your advisor will explain to you the options available ensuring you understand the protection choices available. To fully protect mortgage elements of the following may be needed:

• Life Assurance - To ensure that the mortgage is paid off if prematurely die during the mortgage term.
• Critical Illness - To provide a cash lump sum which could be used to pay off your mortgage if you suffer a critical illness such as a heart attack or cancer? This cover can be built into a plan along side the life assurance or can be arranged separately.
• Mortgage Payment Protection / Income protection - To provide you with monthly income if your own stops because you are unable to work due to long term sickness or accident.
• Accident, Sickness and Redundancy insurance- This will provide short term income, usually up to two years, to just cover your mortgage payments and associated polices if you are made redundant or are unable to work because of sickness or accident.
• Buildings & Contents Insurance – Protecting your home and family possessions in the event of Fire, Theft, accidental damage and predefined losses.